Third-party payment license application has been accepted transfer Yuzuo freight logistics sector Paypal

August 16 evening, one on the proposed acquisition of shares of a subsidiary of the third-party payment license subject of administrative license application is accepted by the mass of announcement triggered extensive capital market hot. A stock market as an important subject of Internet + logistics, third-party payment license transfer logistics entertained, mean mass logistics will achieve "covers shippers, logistics companies, freight drivers, merchants and other full coverage, the whole scene, the whole process Payment closed loop industry analysts said that with the steady accumulation of users and traffic, the future transfer of freight logistics will accelerate compete trillion consumer market, creating the freight industry, "Alipay"; at the same time, based on the gradual expansion of the closed-loop precipitation funds to pay scale, such as banking, insurance and other financial services Internet imagination will open homeopathy.

Three Qi accept significant pay license

16 evening, transfer of shares announcement that the company intends to acquire the underlying Chuan Chuan Logistics Group Limited is a subsidiary of Limited received payment, "People's Bank of China branch in Hangzhou Center accept payment business license application notice" (2015 s 1), transfer of payment to engage in Internet payment, mobile phone payments, prepaid card issuance and acceptance (only real names online payment account recharge) business administrative licensing application submitted to the People's Bank of China, People's Bank of China has been the center of Hangzhou Branch legally admissible.

The current third-party payment mechanism polarization is very serious, Alipay, CUP payment TenPay pay top-ranking institution due to strong user stickiness grasp eighty percent market share, and the remaining two percent were more than 200 small and medium-share payment institutions to compete . In particular, the central bank recently released "non-bank payment institutions online payment business management approach" for the third-party payment institutions repositioning, but also its expected return is dead box, exacerbating the pressure to survive the third-party payment institutions. Thus, through the channel of business to profit payment mechanism is certainly rare, behind it must have a strong user base and stickiness. Insiders said that the transfer of payment apply for three payment license, significance. If passed, the only means of mass regulators highly recognized logistics strength, but also means that the mass of the freight sector will grasp the development opportunities in the field of pay.

Aspects of the logistics group reportedly revealed that in the mass of the road network system in Hong Kong national platform currently in operation, the mass of the total cost of road logistics platform in Hong Kong has reached 203 billion yuan, the value of goods trading platform reached 5.2 trillion yuan, the network of the vehicle It has reached more than 200 million, 17.82 million of inbound and outbound trips, 36 million people. From the user's point of view the size and user stickiness, the transfer of logistics and freight segments have become "Alipay" condition and strength.

Build transaction closed loop formed the core competitiveness

According to the announcement, it said the payments business license application has been accepted. And if this payment business application ultimately China PBOC approved, would facilitate transfer of the implementation of logistics "Logistics + Internet + finance" development strategy, and "covers shippers, logistics companies, freight drivers, merchants (Inner Harbor, Harbor outside ) and other full coverage, the whole scene, the whole process of closed loop payment "and pay for services extended to" B2B, B2C and C2C ", so as to enhance the user's payment experience, payment convenience and pay economy, can better meet the needs of users, improve user stickiness, realize the potential value of the mass of the logistics and enhance profitability, and ultimately to create a new ecosystem Chinese highway logistics.

In fact, the moment although the logistics industry to accelerate the influx of capital, but almost all gathered in goods vehicles matching APP, did not focus on the transaction closed loop construct. Industry analysts have said that from the point of view of logistics trading process, is essential to build a closed loop transaction can be said that the key to success or failure in respect of logistics O2O.

It should be said, under the logistics O2O online and offline are not independent, but coordinated with each other, mutual promotion and mutual influence of the closed loop system. Failure to build a closed-loop logistics O2O continued growth will lose value. In other words, the process should be a closed-loop logistics O2O basic ideas, the online resource platform for building the line under physical network layout, as well as aspects of online and offline integration envisaged completion of the closed-loop system, the formation of centralized logistics, information flow, capital flow, business flow as a whole dynamic, sustainable closed-loop logistics O2O system.

Insiders said some extent, or not to obtain payment of a license relating to the construction of the success of the closed loop transaction. Biography of payment services to pay three applications have been accepted, would mean that it is possible to pass logistics grasp the core competitiveness of the logistics trading platform.

Nuggets four dimensions trillion freight market

As a pioneer in the logistics information platform, 15 years of exploration Biography logistics already in the road logistics sector has accumulated rich user resources and operating experience. The payment of the license application is admissible, at least means that the mass of force payment platform will directly scale up to trillions of freight market.

According to incomplete estimates, first of all, from the point of view of people's shopping district, consumption, entertainment and other market size of 30 million truck drivers will be more than 1.1 trillion. Secondly, from the point of view of logistics and equipment, including 20 million trucks, forklifts, pallets, etc., equipment upgrades, aftermarket auto parts, will form a "car shopping", market size over 1.7 trillion. According to the data transfer of the logistics, is currently out of the harbor road truck drivers daily, logistics companies, customers and tertiary roads in Hong Kong to serve the surrounding population amounted to 100,000 people, 36 million passengers a year; annual trips in and out of the platform reached 1800 million. Again, from the means of production and subsistence scheduling point of view, it relates to dispatch 200 trillion of goods. Finally, from the point of view of logistics costs, mainly refers to freight, including storage costs, this section refers to 10 trillion logistics costs.

"After the completion of road logistics network operation system, will have a huge profit margins and business value." Transfer of shares secretaries Zhujiang Ying said that once the network reaches a certain size will usher in a tipping point, after the formation of scale while online users, also can provide users with room and board, auto parts, financial and other services, it will be a bigger market.

Senior vice president of logistics group Chuan Li Shaobo believe in the future, if the online platform to become truck drivers picking operations, the entrance of life, will have tremendous value space, it can be many forms of value-added services to achieve profitability. Medium and long term, after-market truck auto parts, maintenance, insurance, second-hand car trading, truck drivers supporting living services, membership fees, as well as online advertising and other value-added services will be the main form.

And if payment license was adopted, the above business generated tremendous cash flow, will gradually transfer of payment platform precipitation, it will be a trillion market, imagination nature is enormous.